Terms of Service

1. Acceptance

By using the StockMyWealth app or website you agree to these Terms. If you do not agree, do not use the service.

2. Beta

StockMyWealth is currently an invite-only beta. That means, plainly:

• Features may change, break or be withdrawn without notice, and data you create may be reset between releases.
• Parts of the product are new and lightly used. Defects that affect order placement or protective stop orders are possible.
• Joining the waitlist does not guarantee access, and access can be withdrawn.
• You should not rely on the beta as your only record of your trades. Your broker’s own statements remain authoritative.

3. What the service does

• Scan. End-of-day scans over Indian equities using the strategy templates shipped in the app — currently Golden Cross and MTFA Positional. Scans run after the close on the previous session’s data.
• Review. Context around a setup: higher timeframe, market regime and the strategy’s measured past behaviour. This is information, not a verdict, and it does not approve or block anything.
• Risk Shield. Position sizing derived from your own per-trade risk setting and your stop distance, plus daily loss limits and discipline checks.
• Approve. Paper trades always. Live orders only when live trading is enabled on the server, you hold the required plan, and you have connected a supported broker — currently Upstox and Angel One.

We do not manage your money, hold your funds, place unattended or automated trades, or guarantee any outcome.

4. Past performance

The app may show how a strategy behaved on historical data. Backtests are reconstructions, not results: they assume fills that may not have been available, exclude companies that left an index, and cannot reproduce the cost and slippage of a real order. Past behaviour does not predict future results. A strategy that was profitable over ten years can lose money for months at a time, and some of ours have.

5. Your broker account

• You connect your broker yourself, through the broker’s own login. The relationship, the funds and the regulatory obligations are between you and your broker.
• We act on your broker account only to carry out an action you approved, or to read balances, holdings, positions and orders so the app can show and size against them.
• Protective stop orders, where placed, are placed at your broker and are subject to your broker’s acceptance, rules and availability. We cannot guarantee a stop fills, or fills at any particular price.
• You are responsible for your own taxes, margin, and compliance with your broker’s terms.

6. Eligibility

• You must be 18 or older.
• You must be legally permitted to trade Indian equities.
• You are responsible for complying with applicable law.

7. Plans & payments

• Free: paper trading and a limited number of scans.
• Pro: broker connect, live approve where enabled, and the full Risk Shield. Prices are as shown in the app or on this site.
• Subscriptions are billed through the App Store, Play Store or the payment provider shown at checkout.
• Cancel any time; access continues to the end of the paid period.
• Fees are for access to the software. They are not a fee for advice and do not depend on your trading outcomes.

8. Your responsibility

• Every order is yours. You decide to approve it or ignore it.
• Check the order on the review screen before approving, and check it in your broker account afterwards.
• Keep your credentials to yourself; do not share your account.

9. Prohibited use

• Market manipulation or any illegal activity.
• Sharing account credentials or reselling access.
• Automating or scraping the service beyond what the app itself does.
• Reverse-engineering beyond what applicable law permits.

10. Availability

The service depends on third parties — brokers, exchanges, market data and hosting — and can be unavailable or delayed. We do not promise uninterrupted service, and an outage during market hours is possible.

11. Liability

To the maximum extent permitted by law, StockMyWealth is not liable for trading losses, missed trades, or indirect or consequential damages arising from use of the service. Nothing in these Terms excludes liability that cannot be excluded by law.

12. Changes

We may update these Terms. Material changes will be notified in the app or by email, and the date above will change.

13. Governing law

These Terms are governed by the laws of India, and the courts of India have jurisdiction.

14. Contact

support@stockmywealth.com